PowerPay Platform
Portfolio mockup · Neil Godfrey
An operations platform
for a POS lender that actually has to ship.
A working mockup of the internal platform a POS lender at PowerPay's scale would actually run — written backward from the business mechanics, not the org chart. Ten operational clusters. Realistic synthetic data. Walkthrough copy on every page.
Business mechanics
POS lending, bank-partner economics, servicing platforms, capital markets — modeled as a system, not a list.
Ten operational clusters
Reconciliation, vintage curves, forward-flow, compliance, cost. Each cluster gets its own section, with realistic decisions to make.
Walkthrough on every page
Who uses it, what it does, why it matters, what mart it reads. The platform documents itself.